Standard Hosts
Hosts who do not have their own rental policy are protected by TripWip through a policy contracted with Río Uruguay Seguros (RUS), complying with the current regulations established by the Resolution S.S.N. N° 551/2024.
The coverage includes:
Liability: Up to $160,000,000 per event.
(Includes injuries/death of transported and non-transported third parties, and damage to non-transported third-party property).Total and partial damages:
• Partial damages with a fixed deductible of 5%.
• Fire, theft or total/partial loss without deductible.
• Hail damage: up to the insured amount, without deductible.Glass: Replacement without deductible.
Wheels: Replacement of wheels due to theft or loss per year, without depreciation.
Locks: Up to $300,000 without deductible, for attempted theft.
Accident-related damages linked to total theft: Covers up to 10% of the insured amount (max. $890,000).
Commercial Hosts (only Argentina)
In the case of Argentina, hosts also have the option to use their own insurance, as long as:
Their policy includes the car rental clause without a driver.
The insurance provides coverage for personal use and commercial use for rental purposes.
Benefits of having your own policy:
✅ Comprehensive coverage tailored to the commercial use of the vehicle.
✅ No daily premium charged to the driver.
✅ Greater profit for the host: lower commission for each rental.