Coverage Levels for Hosts
At TripWip, we are committed to ensuring the safety and peace of mind of our hosts and drivers. That’s why we offer different levels of coverage and partnerships with the largest global insurers.
These policies will be active during the period when your car is rented through the app. It will not cover personal use periods.
Mexico 🇲🇽
In Mexico, our hosts are protected by TripWip and AXA Seguros with two levels of coverage
Comprehensive Coverage:
this level protects drivers in the event of an accident and your vehicle in case of theft by third parties and total damages
Includes:
Theft: Protection against the total theft of the vehicle during the rental period.
Vehicle Damage: Coverage for repairs in case of accidents or damages caused during use by the driver.
Liability: Covers damages to third parties, whether to people or property, that occur during the rental period.
Medical Expenses: Medical attention in case of accidents related to the use of the vehicle.
2. TripWip Connect Coverage
TripWip Connect Coverage is our most advanced level, ideal for hosts seeking greater protection and peace of mind. In addition to including everything offered by Comprehensive Coverage, this level incorporates additional tools and services that enhance the safety and control of the host over their vehicle.
Includes everything from Comprehensive Coverage, plus:
Trust Abuse
Real-time GPS location device.
Monitoring platform
24/7 monitoring service
Installation and assisted recovery service
If you already have a GPS device, you must provide TripWip with the serial number to access total coverage that also covers trust abuse**
Uruguay 🇺🇾
In Uruguay, our hosts are protected by TripWip and Sancor Seguros with a total coverage level.
Total coverage protects both the host and the driver with total coverage from Sancor within Uruguayan territory:
Including:
Civil Liability (up to U$S 500,000).
Total and partial damages (with deductible).
Fire, robbery, and theft (total or partial with violence).
Additional coverages: Legal assistance, EIR, and original parts (vehicles up to 5 years).
Argentina 🇦🇷
Standard Hosts
Hosts who do not have their own rental policy are protected by TripWip through a policy contracted with Río Uruguay Seguros (RUS), complying with the current regulations established by Resolution S.S.N. N° 551/2024.
The coverage includes:
Civil Liability: Up to $160,000,000 per event.
(Includes injuries/death of transported and non-transported third parties, and damages to non-transported third-party property).Total and Partial Damages:
• Partial damages with a fixed deductible of 5%.
• Fire, theft, or total/partial theft without deductible.
• Hail damage: up to the insured amount, without deductible (up to 2 events per year).Glass: Replacement without deductible.
Wheels: Replacement of wheels due to theft or robbery per year, without depreciation.
Locks: Up to $300,000 without deductible, for attempted theft.
Accident-related damages linked to total theft: Covers up to 10% of the insured amount (max. $890,000).
Commercial Hosts (only Argentina)
In the case of Argentina, hosts also have the option to use their own insurance, as long as:
Their policy includes the car rental clause without a driver.
The insurance provides coverage for personal use and commercial use for rental purposes.
Benefits of having your own policy:
✅ Comprehensive coverage tailored to the commercial use of the vehicle.
✅ No daily premium charged to the driver.
✅ Greater profit for the host: lower commission for each rental.