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Coverage Levels on TripWip: Protection Plan for Drivers When Renting a Car

Every rental includes insurance. What each coverage level includes and the deductible in each country.

Every TripWip rental includes insurance. What you choose when you book is the coverage level: Basic, Gold or Platinum. The higher the level, the lower the deductible you pay if there's an incident.

🇺🇾 Uruguay

In Uruguay every car on the app has the same conditions, depending on the insurance you choose.

Insurance level

Price per day

Deductible

Security deposit held

Basic insurance

12 USD

800 USD

300 USD

Gold insurance

15 USD

400 USD

300 USD

Platinum insurance

20 USD

200 USD

300 USD

In Uruguay, rentals shorter than two days can only be booked with Platinum insurance. Neither Basic nor Gold is available for a one-day rental. From two days on, you can choose any of the three levels.

Basic

  • Third-party liability: coverage for damage to third parties.

  • Protection against damage to the rented vehicle.

  • Protection against total or partial theft.

Gold

  • Third-party liability: coverage for damage to third parties.

  • Protection against damage to the rented vehicle.

  • Protection against total or partial theft.

  • Medical expenses for passengers.

  • Lost key coverage.

Platinum

  • Third-party liability: coverage for damage to third parties.

  • Protection against damage to the rented vehicle.

  • Protection against total or partial theft.

  • Medical expenses for passengers.

  • Windshield, glass, lights and tire protection.

  • Lost key coverage.

🇲🇽 Mexico

The price of the insurance depends on the car and the plan you choose, and you see it at checkout before you pay.

You can book a one-day rental with any of the three insurance levels.

What is fixed is the deductible: the amount you pay if there is an incident.

Vehicle

Basic

Gold

Platinum

Sedan or compact

20,000 MXN

12,000 MXN

4,000 MXN

SUV

45,000 MXN

27,000 MXN

18,000 MXN

Luxury

65,000 MXN

39,000 MXN

26,000 MXN

Basic

  • Third-party liability: coverage for damage to third parties.

  • Protection against damage to the rented vehicle.

  • Protection against total or partial theft.

Gold

  • Third-party liability: coverage for damage to third parties.

  • Protection against damage to the rented vehicle.

  • Protection against total or partial theft.

  • Medical expenses for passengers up to 5,000 USD.

Platinum

  • Third-party liability: coverage for damage to third parties.

  • Protection against damage to the rented vehicle.

  • Protection against total or partial theft.

  • Medical expenses for passengers and third parties.

  • Windshield, glass, lights and tire protection.

  • Lost keys.

  • Roadside assistance.

🇦🇷 Argentina

In Argentina the security deposit is the same for all three plans and depends only on the type of vehicle. What changes with the plan is the deductible.

You can book a one-day rental with any of the three insurance levels.

Vehicle

Insurance

Cost per day

Security deposit held

Your deductible

Sedan or compact

Basic

10,000 ARS

$471,689 (~380 USD)

$1,861,930 (~1,500 USD)

Gold

14,990 ARS

$471,689 (~380 USD)

$930,965 (~750 USD)

Platinum

19,990 ARS

$471,689 (~380 USD)

$471,689 (~380 USD)

SUV

Basic

15,000 ARS

$844,075 (~680 USD)

$2,234,316 (~1,800 USD)

Gold

19,990 ARS

$844,075 (~680 USD)

$1,117,158 (~900 USD)

Platinum

24,990 ARS

$844,075 (~680 USD)

$844,075 (~680 USD)

Luxury

Basic

20,000 ARS

$1,861,930 (~1,500 USD)

$4,344,504 (~3,500 USD)

Gold

25,990 ARS

$1,861,930 (~1,500 USD)

$3,103,217 (~2,500 USD)

Platinum

34,990 ARS

$1,861,930 (~1,500 USD)

$1,861,930 (~1,500 USD)

Amounts are charged and held in Argentine pesos. The US dollar value is an approximate reference. With the Platinum plan the deductible matches the security deposit: you aren't charged anything beyond what was already held.

Basic

  • Third-party liability: coverage for damage to third parties.

  • Protection against damage to the rented vehicle.

  • Protection against total or partial theft.

Gold

  • Third-party liability: coverage for damage to third parties.

  • Protection against damage to the rented vehicle.

  • Protection against total or partial theft.

  • Medical expenses for passengers up to 5,000 USD.

Platinum

  • Third-party liability: coverage for damage to third parties.

  • Protection against damage to the rented vehicle.

  • Protection against total or partial theft.

  • Medical expenses for passengers and third parties.

  • Windshield, glass, lights and tire protection.

  • Lost keys.

  • Roadside assistance.

No plan covers damage below the deductible or repairs caused by misuse of the vehicle.

Values verified on September 15, 2026.

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